Benefits of Homeownership

There are many benefits to owning your own home.

  • Tax deductions on the mortgage interest paid and the property taxes
  • Mortgage payments are fixed for a standard mortgage package
  • Property values usually increase over time
  • You control changes made to property without approval (some homes with an HOA may restrict some exterior features but that benefits property values – like fence stain color or outdoor sheds)
  • Not at the mercy of the landlord.  You can make repairs and updates as needed and to your taste.

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